✦ Nanny vs Kita · Switzerland · 2026 figures

Nanny vs Kita in Switzerland (Daycare) — the comparison with the numbers left in

A subsidised Kita place is cheaper per hour than a nanny. We supply nannies and we are still going to open with that sentence, because every other page on this topic buries it. What those pages also bury is the rest of the arithmetic: the two-day minimum booking, the monthly fee that does not stop during closure weeks, the 11.5-hour day you are billed for whether you use it or not, and the morning your child wakes up with a temperature and the Kita is legally the one place they cannot go. Below is the full comparison for 2026, in francs, with the sources.

★★★★★4.9in Switzerland · from 536 client reviews since 2019Switzerland
Nanny vs Kita in Switzerland — a nanny caring for a young child at home instead of in a daycare group
We say where we lose
Rundil, Qualified nanny
CHF 45.40/hour incl. VAT
Per child · minimum 2-hour session · no employer duties
Kita, private, 5 days
CHF 3,950 a month in Zurich, billed in all twelve months
The rule nobody quotes
Most Kitas will not sell you a single day a week
What this page does differently: The honest verdict on price, including the cases where the Kita winsCost per usable hour, not cost per glossy monthly headlineEvery figure taken from a cantonal page or a published Kita tariff

Nanny or Kita in Switzerland? The short answer

Written to be quoted, so it says the uncomfortable part first.

In short

If you qualify for a subsidised Kita place, the Kita is cheaper per hour than a nanny, and it is not close. A Stadt Zürich family on a low contribution factor can pay as little as CHF 12 per care day for an 11.5-hour day. No private nanny in Switzerland, ours included, competes with that. If cost per hour is your only criterion, stop reading and take the place.

If you pay a private Kita tariff, the gap narrows sharply but does not close. A full-price Zurich Kita week costs around CHF 3,950 a month for one child. Once you count the closure weeks you still pay for, that is roughly CHF 23 per hour you actually use. A Rundil Qualified nanny is CHF 45.40 an hour including VAT. The Kita is still the cheaper hour.

The nanny wins on the things a price per hour cannot express. Care in your own home rather than a group room. Hours that start before 06:45 and end after 18:15. One adult for your children instead of one adult for several families. A single day a week if a single day is what you need, which most Kitas will not sell you. And cover on the day a child is too unwell to be admitted to a Kita at all.

At two children the price argument turns against us. Rundil charges per child, so a second child doubles the hourly rate, while a Kita bills two places and a directly employed nanny costs the same whether she is looking after one child or three. We would rather write that here than have you discover it in a quote.

Where the Kita genuinely wins: the subsidised hourly rate

A page that only lists the other side's weaknesses is marketing. Here is the part where we lose.

Stadt Zürich publishes worked examples of what a subsidised Kita day costs a family, and they are the single strongest argument against hiring a nanny in this country. The city sets a Beitragsfaktor for each household from its income and its assets, then pays the subsidised Kita directly. At a contribution factor of 0% the city carries CHF 108 of the day rate. At 50% it carries CHF 54. At 75% it carries CHF 27. What lands on the parent's invoice ranges from about CHF 12 to CHF 120 per care day, and the city funds up to 240 subsidised days a year.

Put that against a care day of eleven and a half hours and the arithmetic is brutal. CHF 12 a day is roughly one franc an hour. Even at CHF 54 a day the family is paying about CHF 4.70 an hour for supervised, licensed, staffed care with meals included. Our cheapest nanny rate is CHF 45.40 an hour including VAT. There is no framing, no cost-per-usable-hour adjustment and no lifestyle argument that makes those two numbers meet.

Stadt Zürich subsidised Kita day against a Rundil nanny hour, 2026. Nanny rate is per child and includes 8.1% VAT.
Zurich contribution factorCity pays per care dayParent pays per care dayRoughly per hour of an 11.5h day
0% — lowest assessed contributionCHF 108CHF 12CHF 1.04
50%CHF 54CHF 54CHF 4.70
75%CHF 27CHF 93CHF 8.09
No subsidy — full tariffCHF 0CHF 120CHF 10.43
Rundil nanny, QualifiedCHF 45.40
Swipe to view all columns →

So the first honest conclusion of this page is that a subsidised Kita place is the cheapest formal childcare available in Switzerland, by a wide margin, and if your household qualifies for a low contribution factor you should take it. We are not going to argue you out of a franc an hour. What we will do for the rest of this page is show you the hours that money does not buy, the bookings the system will not sell you, and the days on which a Kita place is worth precisely nothing to a working parent.

The real question is not "which is cheaper per hour". The Kita is. The real question is "does the cheaper hour cover the week I actually have" — and for a large number of families around Zurich and Zug the answer to that is no, at which point the comparison stops being about price and starts being about coverage.

Cost per usable hour, not cost per month

Every Kita comparison you have read divides the monthly fee by the number of days. That is the wrong denominator.

Kinderkrippe Albisrieden in Zurich publishes its 2026 tariff in full, which makes it a fair private benchmark: CHF 1,850 a month for two days, CHF 2,550 for three, CHF 3,250 for four and CHF 3,950 for five. Opening hours are 06:45 to 18:15, which is 11.5 hours a day. On paper a five-day place is therefore around CHF 182 a care day, or CHF 15.83 per hour of availability, and that is the number the Kita sector is usually compared on.

It is a number almost no family experiences. Two adjustments have to be made to it before it means anything. First, the monthly fee is the same in every month of the year, including the months in which the Kita is closed. Albisrieden states it plainly: "Der monatliche Beitrag ist jeden Monat gleichbleibend." Second, nobody uses 11.5 hours. Families who drop off at 08:00 and collect at 17:00 are buying availability they do not consume, which is entirely their right, but it changes the cost of the care they do consume.

Private Zurich Kita, five days, one child
CHF 3,950 × 12 months = CHF 47,400 a year ÷ about 240 open care days ÷ 8.5 hours actually used
CHF 23.24 per hour of care you actually take

The same place looks like CHF 15.83 an hour if you divide by the full 11.5-hour opening window and ignore closure weeks. Both numbers are true. Only one of them is the price of the care your child receives. A Rundil Qualified nanny at CHF 45.40 an hour including VAT is still roughly twice that, but the multiple is two, not three, and it applies to hours you choose rather than hours a building is open.

Run the same correction on the nanny side and nothing changes, which is the point. A nanny is billed for booked hours. If you book 8.5 hours, you pay for 8.5 hours. There is no availability premium, no fee during the weeks she is not working, and no month in which you pay for a closed building. The headline rate and the effective rate are the same number, and that is unusual enough in Swiss childcare to be worth stating.

Kita figures derived from the published Albisrieden 2026 tariff and an 06:45–18:15 day. Nanny rates include 8.1% VAT and are charged per child.
What you are comparingHeadline figureAdjusted for closures and real usageBilled when unused?
Private Kita, 5 days, ZurichCHF 15.83/hCHF 23.24/hYes — every month
Private Kita, 2 days, ZurichCHF 18.58/hCHF 25.14/hYes — every month
Rundil nanny, QualifiedCHF 45.40/hCHF 45.40/hNo — booked hours only
Rundil nanny, ExperiencedCHF 50.81/hCHF 50.81/hNo — booked hours only
Swipe to view all columns →
The adjustment cuts both ways and we are not going to pretend otherwise. Correcting for closure weeks and real usage moves a private Zurich Kita from about CHF 16 an hour to about CHF 23 an hour. It does not move it to CHF 45. The nanny is still the more expensive hour. What the correction does is halve the perceived gap, and for families who were told a nanny costs "three times a Kita", that is a materially different decision.

The two Kita rules that are never in the comparison tables

Neither is a criticism of Kitas. Both are structural, both are published, and both change the answer for a specific kind of family.

A Kita is an institution with fixed staffing ratios and a fixed roll. To run at all it has to sell care in blocks and it has to bill continuously. Two consequences follow, and they are the two most common reasons a family that wanted a Kita place ends up with a nanny instead.

You cannot buy one day a week the minimum booking

Albisrieden states the rule directly: "Die Betreuung … kann zwei bis fünf Tage umfassen." Care covers two to five days. One is not on the menu. Stadt Zürich applies the same floor at its own city Kitas, where registration runs from two days upward.

If your working pattern needs Tuesday covered and nothing else, the smallest thing the system will sell you is two days at CHF 1,850 a month. You pay for Tuesday and for a second day you did not want, and your child attends a setting on a day you are at home.

A nanny for the same single day, nine hours, works out at roughly 39 hours a month — about CHF 1,771 at our Qualified rate including VAT. That is the one scenario in which a nanny is outright cheaper than the smallest legal Kita booking, and it is far more common than the sector likes to admit.

You pay through the closure weeks the flat monthly fee

"Der monatliche Beitrag ist jeden Monat gleichbleibend." The monthly contribution is the same every month. Your invoice in the month your Kita closes for Christmas is identical to your invoice in November.

Closure calendars differ by provider and we are not going to quote a national average, because no verifiable one exists. What we can tell you is what to look for: a Christmas and New Year block, a week at Easter, a week in the summer and the cantonal public holidays. Ask for the Betriebsferien calendar in writing before you sign, and count the days.

Then count them again from your own leave allowance. If the Kita closes for three weeks and you have four weeks of holiday between two working parents, most of your annual leave has already been allocated by an institution. That is a cost, even though it never appears on an invoice.

These two rules interact badly for part-time and shift-working households. A parent working sixty percent across three short days does not need eleven and a half hours of institutional care three times a week. They need roughly five hours on each of three days. The Kita will sell them three full days at CHF 2,550 a month; a nanny will sell them fifteen hours a week, at home, at a time of their choosing, with a minimum session of two hours. Depending on where the hours fall, the monthly totals land closer together than anyone expects.

If your requirement is fewer than two full days, or short days rather than long ones, the Kita's cheaper hourly rate stops being available to you. You cannot buy the cheap hour in the quantity you need. That is the single clearest case for a nanny in Switzerland and it has nothing to do with luxury.

At two children, we lose the price argument outright

The section our competitors would delete. It is here because a comparison that never concedes anything is not a comparison.

Rundil charges per child. A Qualified nanny is CHF 42 an hour excluding VAT for one child; for two children in the same household the hourly rate doubles. That is a straightforward statement of how we price and it has an equally straightforward consequence: at two children, both a Kita and a directly employed nanny beat us on cost, and at three children it is not a contest.

The reason is structural rather than commercial. An institution spreads a room, a kitchen and a staffing ratio across many families, so a second sibling is an incremental place. A privately employed nanny is one wage, and one wage covers however many children are in the house. An agency-employed nanny carries a wage, employer contributions, insurance, cover and vetting per assignment, and we price that per child because that is what our obligation scales with. It is the honest weakness of the model and here it is in a table.

Monthly comparison at 195 billable hours. Kita figures from published Zurich tariffs; direct-hire figure uses the 2026 NAV Hauswirtschaft EFZ minimum of CHF 24.55 an hour with employer on-costs at roughly 1.5×.
Option, five days a week, nine hours a dayOne child, per monthTwo children, per monthWho carries the employer duties
Subsidised Zurich Kita at a 50% factor~CHF 1,172~CHF 2,344The Kita
Private Zurich Kita, full tariffCHF 3,950CHF 7,900The Kita
Directly employed nanny, EFZ minimum + on-costs~CHF 7,182~CHF 7,182You
Rundil nanny, Qualified, incl. VATCHF 8,853CHF 17,706Rundil
Swipe to view all columns →
Read that table honestly. For one child, a directly employed nanny is the cheaper nanny and a Kita is cheaper than both. For two children, our per-child pricing puts us clearly last on price. The families who choose us at two children do so because the employer obligations in the fourth column are worth more to them than the difference in the third — and if they are not worth more to you, a direct hire is the rational choice. We explain what that involves on our guide to hiring a nanny in Switzerland.

There is one exception worth flagging, because it changes the two-child arithmetic more than anything else on this page. A nanny share splits one nanny across two families, which splits the hourly cost while keeping the home setting and the one adult per small group. It is not a fit for every household, because the schedules have to align and one home has to host, but where it works it moves in-home care into the same price bracket as a private Kita place.

Zurich tests your income and your assets. Zug does not.

If you are choosing between two cantons twenty minutes apart, this is the structural difference that decides your childcare budget.

Both cantons put public money into Kita care and neither puts a franc into a nanny. But they do it through opposite mechanisms, and which side of the cantonal border you live on changes whether the Kita subsidy is something you can plan around or something you have to apply for and hope.

Stadt Zürich income- and asset-tested

The city pays a Subvention directly to a subsidised Kita, scaled by a Beitragsfaktor calculated from your taxable income and your assets. Above a massgebender Betrag of CHF 100,000 the factor is capped and the subsidy disappears.

Two families at the same Kita, in the same room, with children the same age, can therefore pay CHF 12 and CHF 120 for the identical day. That is the scheme working as designed, but it means no page on the internet, including this one, can tell you what a Zurich Kita place will cost you without seeing your tax return.

There is also a ceiling of 240 subsidised care days a year. A five-day place runs to roughly 240 open days once closures are removed, so the cap rarely bites, but it does mean the subsidy is a finite allocation rather than an open-ended discount.

Canton Zug income- and asset-independent

From 1 August 2026 the canton pays a Kantonspauschale of CHF 47.15 per Kita day for a child over eighteen months and CHF 52.60 for a child under eighteen months, or CHF 5.15 and CHF 6.65 per hour in a registered Tagesfamilie. It is set at 33% of average cantonal care rates.

Crucially it does not look at what you earn or what you own. The conditions are that all guardians are in employment or state-regulated training, that the child is older than three months, and that the family is resident in Zug. A banker and a bus driver in Baar receive exactly the same amount.

In Stadt Zug the cantonal amount stacks with municipal Betreuungsgutscheine for households under CHF 170,000 of income and CHF 500,000 of assets — two reductions on one invoice.

Neither scheme touches a nanny. We looked, and every scheme we could identify is tied to a licensed institution: a bewilligte Kita or a gemeldete Tagesfamilie. Care delivered in your own home by someone you employ, or by a company like ours, sits outside all of them. No canton we could identify subsidises a privately employed nanny. We have not audited all twenty-six, so that is the formulation we use rather than a flat "none exists", but you should budget for a nanny as an entirely private cost. The full picture, including the tax deduction that does apply, is on our childcare subsidies in Switzerland page.

The practical planning rule: in Zug you can calculate your net Kita cost before you speak to anyone. In Zurich you cannot. That predictability is worth real money to a family deciding between a Kita place and in-home care, because in Zug the nanny comparison is against a known number. We work across both — nannies in Zurich and nannies in Zug.

Why a nanny quote of "CHF 25 an hour" is not a price

The single biggest source of confusion in this comparison is that people compare a Kita's total cost with a nanny's gross wage. They are not the same kind of number.

When you employ a nanny directly in Switzerland you become an employer. Not metaphorically, but legally, with a registration, a payroll and a set of contributions. The federal NAV Hauswirtschaft sets binding minimum hourly wages in every canton except Geneva, and it applies from an average of five hours a week with the same employer. From 1 January 2026 those minima rose by 2% to CHF 20.35 for unskilled work, CHF 22.30 for unskilled staff with four or more years of experience and for EBA holders, and CHF 24.55 for EFZ holders. Anyone quoting you the 2025 figures is quoting you a wage that is now unlawful.

The gross wage is where the cost starts, not where it ends. On top sit AHV/IV/EO, ALV, accident insurance under UVG, family allowance contributions to the cantonal FAK, occupational pension under BVG once the threshold is crossed, and the 8.33% holiday uplift that converts a four-week entitlement into an hourly figure. Taken together, the true cost of a directly employed nanny lands at roughly 1.5 times her gross hourly wage, before you have spent an hour on administration.

NAV Hauswirtschaft minima effective 1 January 2026, all cantons except Geneva, applicable from an average of five hours a week with the same employer.
NAV Hauswirtschaft 2026 categoryGross minimum per hourTrue cost at roughly 1.5×What that buys you
UnskilledCHF 20.35~CHF 30.53One person, no cover, you are the employer
Unskilled, 4+ years, and EBACHF 22.30~CHF 33.45One person, no cover, you are the employer
EFZ qualifiedCHF 24.55~CHF 36.83One person, no cover, you are the employer
Rundil Qualified, incl. VATCHF 45.40Vetted nanny, cover arranged, zero employer duties
Rundil Experienced, incl. VATCHF 50.81Senior nanny, cover arranged, zero employer duties
Swipe to view all columns →

The gap between a compliant direct hire at CHF 36.83 and our Qualified rate at CHF 45.40 is therefore around CHF 8.57 an hour, not the CHF 20 that a raw wage comparison suggests. That difference is the price of not being an employer: no AHV registration, no BVG affiliation, no UVG policy, no payroll run, no year-end salary certificate, no termination process, no holiday accrual to track and no scramble when your nanny gives notice. Whether that is worth CHF 8.57 an hour is a genuine judgement call and depends entirely on how you value your own time and risk.

Direct hire
You employ the nanny
Cheaper per hour, and the paperwork is yours.
  • You register as an employer and run a compliant Swiss payroll every month
  • You must meet the NAV minimum for the correct skill category or the contract is unlawful
  • When she is ill or on holiday, you are the cover — there is no bench behind her
  • Termination, notice and holiday accrual are your legal exposure to manage
  • Recruitment, reference checks and vetting are yours to do and to get right
Rundil
Rundil employs the nanny
You book hours. That is the whole obligation.
  • Rundil is the legal employer — AHV, IV, EO, ALV, UVG, FAK and BVG sit with us
  • Holiday entitlement, sick pay and notice periods are our liability, not yours
  • A vetted replacement is arranged when your assigned nanny is unavailable
  • One invoice, VAT stated separately, no payroll software and no year-end paperwork
  • Minimum two-hour session, so a short cover day is a real booking rather than a favour

We set out the complete arithmetic, including the gross-to-true-cost bridge and what each of our four tiers includes, on the nanny price in Switzerland page. Holiday entitlement in particular catches out families who hire directly, and we have written that up separately at nanny holiday entitlement in Switzerland.

The sick child: the day the comparison actually gets decided

Ask any parent who has switched from a Kita to in-home care why they did it. The answer is almost never price.

A Kita cannot admit a child with a fever. This is not obstinacy, it is the correct operation of a group setting: one febrile toddler in a room of twelve is a public health problem, and every Kita in Switzerland has an exclusion policy that says so. The rule is right. The consequence for a working household is severe.

Small children in group care get ill often, particularly in their first year of attendance and particularly between November and March. Each episode produces the same morning: a temperature at 06:30, a Kita that will not take the child, two parents with meetings, and a negotiation about whose day is less important. Swiss law gives you leave to care for a sick child, and it is a real protection, but it is a limited allowance and it does not restore the day you had planned. Nor does it help the parent who has already spent the allowance by February.

06:30

The temperature appears

A child with a fever cannot be admitted to a Kita. The place you are paying for that month is unavailable, and the monthly fee does not adjust.

07:00

Somebody's day ends

One parent cancels. In most households the same parent cancels each time, and over a winter that becomes a visible pattern at work.

08:30

A nanny would already be there

In-home care is not a group setting, so a mildly unwell child is simply a child being looked after at home, in their own bed, by a familiar adult.

Day 2

The Kita fee is still running

You have paid for a place your child could not use and paid again in lost working hours. That is the true cost of the cheaper hourly rate.

Kita
A Kita place
Excellent care, on the condition your child is well enough to attend.
  • A feverish or infectious child is excluded, correctly and without exception
  • The monthly fee continues in full for every day your child is at home ill
  • Illness circulates faster in a group room, particularly in a first winter of attendance
  • Your statutory leave to care for a sick child is finite and is consumed quickly
  • There is no institutional option for the day itself, only for the following term
Rundil
A nanny at home
Care continues on the day the group setting closes to you.
  • A mildly unwell child stays home and is still cared for, in a familiar room and their own bed
  • One adult, one household, with no exposure to a room of other children while recovering
  • Cover is arranged from our team if your assigned nanny is herself unwell
  • A recovery week is booked as hours, not as a month you pay for and cannot use
  • Short-notice bookings are possible with a two-hour minimum session
This is the reason most families end up here, and it is why we built a service specifically for it: sick child care in Switzerland, for the days a Kita or school cannot take your child and you cannot take the day off. If the crisis is today rather than next month, emergency nanny cover is the faster route.

Update: the Zurich waiting-list panic is out of date

Half the advice online still tells expat parents to join a Kita list at twelve weeks pregnant. For Zurich, the data no longer supports that.

For most of the last decade the standard advice in every relocation guide was the same: register for a Kita before the birth, register at several, and expect to wait. That advice was correct when it was written. Reporting in November 2025 shows the picture has changed, at least in the larger cities, and a page that repeats the old warning to sell you a nanny would be doing exactly what we have criticised elsewhere on this site.

558

places per 1,000 preschool children

The reported supply of Kita places in Zurich relative to the preschool population, the highest figure recorded.

97.4%

occupancy

Places are being used, but the sector is no longer expanding into a shortage. Supply and demand have converged.

−4%

children aged 0 to 4 since 2021

The demographic driver behind the shift. Fewer preschool children in the city than four years ago.

The practical implication for this comparison is straightforward. If you are in Zurich and a Kita place is what you want, the probability of getting one is better than the internet suggests, and you should try. Do not choose a nanny because you have been frightened about a waiting list. Choose one because of the hours, the setting, the sibling arithmetic or the sick-child problem — the reasons that are still true.

Zug is a different market. Supply there remains tighter, the population has grown rather than contracted, and the new Kantonspauschale arriving on 1 August 2026 will increase demand for places rather than reduce it, because it makes a Kita day materially cheaper for every eligible household regardless of income. A subsidy that increases affordability without increasing capacity is a subsidy that lengthens queues. If you are in Zug and planning care for late 2026, put your name down early and have a fallback.

Our honest read for 2026: in Zurich, apply for the Kita place and use a nanny for the hours and the days it cannot cover. In Zug, apply and plan for the possibility that the answer is not yet, because the new allowance will pull more families into the queue from August.
✦ Instant estimate

Price the nanny half of the comparison

You already know roughly what a Kita week costs you. Put the same week through this and see the real difference for your household, per child, including 8.1% VAT.

Nanny tier
Hours per week
Good to know

The monthly figure uses 4.33 weeks, the same convention Swiss payroll uses to turn an hourly contract into a salary. Rates are charged per child with a two-hour minimum session, and 8.1% VAT is already inside the numbers on the right. Flex is the on-demand rate for anything booked under 48 hours ahead.

Estimated cost per week
CHF610
12 hrs/week · Experienced nanny
≈ CHF 2,640 per month · incl. 8.1% VAT
A guide rather than a quote — every family's week is different. What it will never do is grow later: there is no placement fee, no registration fee and no admin fee on the Childcare Plan.
  • Per child · minimum 2-hour session · VAT included above
  • Free cancellation up to 48 hours before
  • Zero AHV, BVG and UVG — Rundil is the employer

Qualified

Vetted, checked and English-speaking — the everyday tier.

CHF 42/h
CHF 45.40 incl. 8.1% VAT
  • Criminal-record extract and CPR verified before assignment
  • Level with the all-in cost of employing a nanny yourself
  • CHF 908 a week at 20 hours, incl. VAT
Book Qualified
★ Most popular

Experienced

Several years in the job with references we have called.

CHF 47/h
CHF 50.81 incl. 8.1% VAT
  • Everything in Qualified, plus verified references
  • Compares with a CHF 34/hr gross private hire, all-in
  • CHF 610 a week at 12 hours, incl. VAT
Book Experienced

Expert

Degree in education or childcare, primary-curriculum aware.

CHF 54/h
CHF 58.37 incl. 8.1% VAT
  • Everything in Experienced, plus a teaching background
  • The band a specialist private hire reaches at CHF 38–40 gross
  • CHF 700 a week at 12 hours, incl. VAT
Book Expert

Flex

On-demand: under 48 hours' notice, evenings, weekends, holidays.

CHF 55/h
CHF 59.46 incl. 8.1% VAT
  • Qualified-standard nanny, available at short notice
  • No premium for a sick child or an emergency day
  • CHF 119 for a two-hour minimum session, incl. VAT
How Flex works
Honest comparison

If you decide on in-home care, there are still two ways to do it

The Kita comparison is one decision. Employing the nanny yourself or booking through Rundil is a second, separate one — and this is where the employer duties land.

You are the employer
Employing a nanny directly
CHF 44.87 an hour of care actually delivered, on the worked Zurich base case above. No VAT — but everything below is yours.
  • Registration with the cantonal Ausgleichskasse, monthly payroll, a Lohnausweis and a compliant contract — largely in German
  • CHF 8,817 a year of AHV, ALV, FAK, UVG, BVG and KTG on the base case, paid by you
  • A one-off placement fee of CHF 6,000 to 12,000 if you use an agency, plus registration and VAT
  • Continued salary during illness on the cantonal scale — eight weeks in year two on the Zurich scale, roughly CHF 10,900, uninsured unless you bought KTG
  • Four weeks of paid holiday during which you have no childcare and are paying for it anyway
  • Statutory notice periods to unwind the arrangement: one month in year one, two months from year two
  • Exposure of up to CHF 40,000 in fines for undeclared employment or for using an unlicensed agency
Genuinely cheaper on raw hourly price in one situation, which we set out below: two or more children, many hours a week, and a household willing to be an employer.
Rundil is the employer
The same care, bought as a service
CHF 45.40 an hour incl. 8.1% VAT on the Qualified tier — 53 rappen an hour more than the direct-hire base case, per child.
  • No registration, no payroll, no Lohnausweis, no German-language contract — one monthly invoice
  • Zero AHV, BVG and UVG for your family: the contributions are inside our rate, not on top of it
  • No placement fee and no registration fee — the first invoice is for hours of childcare
  • Sick pay is our liability, and guaranteed replacement cover means you still have care that day
  • You pay for hours delivered, so holiday weeks are simply not billed
  • No notice period and no minimum contract — change, pause or stop, free of charge 48 hours ahead
  • Compliance risk sits with a licensed Swiss company rather than with a household
Read the two columns as a swap, not a saving. For one child you pay approximately the same money either way. What you are buying with it is the removal of the employer role: no registration, no contributions, no placement fee, no sick-pay scale, no holiday cover gap and no notice period. If that is worth nothing to your household, employ directly — the arithmetic on this page is the same arithmetic you would use to do it well. If it is worth something, the price of removing it is about 50 rappen an hour.
Where the CHF 8,817 goes

Every contribution on this page. None of them yours.

The employer column of the table above is a real bill someone pays. When you book Rundil, the person paying it is Rundil. We are a managed childcare service, not a placement or nanny agency: we employ the nanny, so the AHV number, the BVG number, the accident cover, the sick pay and the notice period are ours. Your household never registers as an employer and never files anything.

CHF 0
of AHV, BVG, UVG, FAK or payroll — on any tier, at any number of hours
The contributions are inside the rate
Not added at the bottom of the invoice, not billed quarterly, not recalculated when she has a birthday and the BVG credit steps up.
Nothing before the first hour
No placement fee of CHF 6,000–12,000, no registration fee of CHF 160–890, no setup cost. The first invoice is for childcare.
You pay for hours delivered
Holiday weeks are not billed and a cancelled session 48 hours ahead costs nothing — so the paid-to-worked gap does not exist here.

What each option actually delivers in an ordinary week

Strip out price for a moment. These are different products, and the differences are not small.

A Kita and a nanny are frequently discussed as though they were two prices for the same thing. They are not. One is group care in a licensed institution with a pedagogical programme, fixed hours and a peer group. The other is one adult in your home, working to your routine, with your child as the only agenda. Families who are disappointed by either option are usually families who bought the wrong product rather than the wrong price.

Structural comparison of Kita and in-home nanny care in Switzerland, 2026.
In a normal weekKitaNanny at home
Hours availableRoughly 06:45 to 18:15, fixedThe hours you book, including early mornings and evenings
Minimum you can buyCommonly two days a weekA two-hour session
SettingA group room with a peer groupYour home, your routine, your child's own things
Adult to childOne adult to a group, by legal ratioOne adult to your family
MealsProvided and includedPrepared in your kitchen to your preferences
Child mildly unwellCannot attendCare continues at home
TravelYou do drop-off and pick-up, twice a dayNone — care starts at your front door
HolidaysProvider closure weeks, still billedYou book around your own leave
Language exposureImmersion in the Kita's working languageThe language you choose, one-to-one
School-age childrenHort or Mittagstisch, separately arrangedCollection, homework and the gap until you are home
Swipe to view all columns →

Two rows in that table deserve more than a line. The travel row is routinely dismissed and should not be. A Kita run adds between twenty and sixty minutes to each end of a working day for most families in a Swiss city, done twice, in all weather, with a toddler who has opinions about coats. Over a year that is a substantial number of hours, and it is not on any invoice.

The school-age row matters because the comparison changes completely once a child starts school. Swiss school days are short, fragmented and dotted with long lunch breaks and free afternoons that vary by year group. A Kita is no longer the alternative; the alternative is a Hort place, a Mittagstisch, or somebody collecting your child at 11:45 and again at 15:20. We have written that case up separately at after-school nanny care in Switzerland, because it is a different problem from the preschool one this page is mostly about.

Where a Kita is genuinely the better product

Not everything a Kita does can be replicated by one adult in a living room, and pretending otherwise would be dishonest.

There are real developmental arguments for group care and they should be weighed properly rather than waved away by a company that sells the alternative. A Kita gives a child a stable peer group, daily practice at negotiating with other children, exposure to a structured group routine, and a professional pedagogical framework designed by people who do this for a living. For a first child in a household without cousins or neighbours the same age, that is worth a great deal.

The peer group a Kita strength

Sharing, turn-taking, conflict and repair with other children happen naturally in a group room and have to be deliberately engineered by a nanny through playgroups, parks and organised meet-ups.

For an only child, or a child whose siblings are much older, this is the strongest single argument for a Kita place and it is not a price argument at all.

A good nanny builds a social week. She will know the local playgroup timetable and the other nannies in the neighbourhood. But it is her initiative rather than the structure of the setting, and that is a genuine difference.

Language immersion depends which way you need it

A German-speaking Kita is one of the most effective routes into Swiss German for a young child in an English-speaking household, and families who intend to stay long term often value it above everything else on this page.

The reverse is also true. Families intending to leave, or wanting to preserve a home language that no institution will support, get something from one-to-one care that a group setting cannot offer.

This one is genuinely about your family's plans rather than about care quality. Decide which direction you need before you compare anything else.

School readiness routine a Kita strength

Circle time, a group lunch, a shared nap, tidying together and lining up are all rehearsals for a Swiss kindergarten day, and children who have done them arrive better prepared for the transition.

A nanny can prepare a child academically and socially, and often does so more intensively one-to-one. What she cannot easily reproduce is the experience of being one of twelve.

Continuity of adult a nanny strength

Kita staff turnover is a real feature of the sector. A child may work through several key carers in two years, each transition costing settling-in time.

An assigned nanny is one relationship. For an anxious child, a child with additional needs, or a family that has just relocated and lost every other point of stability, that continuity is often the deciding factor.

Our position, stated plainly. If your child is thriving in a subsidised Kita place, keep it. The strongest case for a nanny in Switzerland is not "instead of a Kita" — it is "for the hours, days and situations a Kita structurally cannot cover". That is why the most common Rundil booking is not a full-time replacement for daycare at all.

The arrangement most Swiss families actually end up with

Very few households choose one or the other outright. The realistic answer is usually a combination, and it is cheaper than either extreme.

Once you accept that a Kita is the cheaper hour and a nanny is the more flexible hour, the sensible conclusion is to buy the cheap hours from the Kita and the awkward ones from a nanny. That is what a large proportion of the families we work with have concluded independently, and it is worth setting out explicitly because nobody advertises it.

1

Take the Kita days you can actually use

Two or three days at a subsidised or private Kita, on the days your working pattern is most predictable. Your child gets the peer group, the routine and the language immersion, and you get the cheapest hours available in the Swiss system for the days you were always going to need covered.

2

Cover the fringe hours with a nanny

The 06:00 start before a flight, the 19:00 finish on a board night, the Wednesday afternoon a school year group has free, the fortnight your partner is travelling. These are the hours a Kita either does not sell or sells only as a whole additional day. A nanny sells them in two-hour sessions.

3

Book the closure weeks in advance

Ask for the Betriebsferien calendar the day you sign the Kita contract and book nanny cover for those weeks immediately. Christmas, Easter and the summer week are the moments when every family at your Kita is looking for the same thing at the same time, and the family that booked in September gets the nanny they know.

4

Keep a sick-child plan on the shelf

You will need it, probably several times in a first winter. Having a service you have already used and a nanny your child already recognises turns a 06:30 fever from a crisis into a phone call. This alone is the reason many families keep a small standing nanny booking rather than stopping entirely.

The hybrid also solves the two-children problem from earlier in this page. If both children are in a Kita for three days and a nanny covers the remaining two, our per-child pricing applies to a much smaller number of hours, and the total lands well below either a five-day nanny week or a five-day double Kita place. If both children are preschool age and the schedules align with another family, a nanny share compresses it further.

If you take one thing from this page, take this: the question is not nanny or Kita. It is which hours belong to which. Work out the hours your Kita genuinely covers, subtract them from the hours you actually need, and price only the remainder as nanny hours. That remainder is usually far smaller, and far more affordable, than the full-time comparison everyone starts with.

Decide it in five questions

Answer these honestly and the choice usually makes itself without another spreadsheet.

1

Do you qualify for a meaningfully subsidised Kita place?

In Stadt Zürich, run your income and assets through the city's calculation before anything else. If your contribution factor puts you near the bottom of the CHF 12 to CHF 120 range, the Kita is so much cheaper per hour that the rest of this page is a rounding error. In Zug from 1 August 2026 the Kantonspauschale is yours regardless of income, so subtract CHF 47.15 a day and see what remains.

2

Does your week fit inside 06:45 to 18:15, at least two full days?

If it does, a Kita can serve it. If your week is one day, or short days, or starts before the doors open, or ends after they close, then the cheap institutional hour is not available to you in the shape you need. That is a coverage problem, not a budget problem, and no amount of subsidy fixes it.

3

How many children, and how far apart?

One preschool child tilts towards a nanny more easily than two, because our pricing is per child. Two children under school age tilt hard towards a Kita or a direct hire on cost. Two children at different stages, one at school and one at home, often tilt back towards in-home care, because a single nanny covers the school run and the toddler in the same afternoon.

4

What happens in your household when a child is ill?

Be specific. Name the parent who cancels, count how many times a winter that is sustainable, and ask what happens on the occasion when neither of you can. If the honest answer is that you have no plan, price a nanny not as an alternative to the Kita but as the answer to that question.

5

Do you want to be an employer?

If a direct hire is on your list, read what it involves before you commit: the NAV minimum wage for the correct category, AHV and BVG registration, UVG cover, holiday accrual, notice periods and the reality that when your nanny is ill you have no cover. Some families are entirely comfortable with all of it. If you are not, that is exactly what our rate buys.

If the answers point at a Kita, take the place with our blessing and come back when you hit the closure weeks. If they point at in-home care, the next question is what it costs for your specific week, which is what the calculator above is for. And if they point at both, that is not indecision. That is the hybrid, and it is the arrangement we see most often.

Still weighing it up? Start with the whole cluster: the nanny service in Switzerland overview explains how we work, and the nanny price page shows the arithmetic behind every rate quoted here.
Loved by Swiss families

What families say about Rundil

★★★★★4.9out of 5· 536 verified reviews· 100% recommend
★★★★★

We have had a wonderful experience with Rundil Childcare. Our child felt comfortable from the beginning, and the communication with us has always been clear and reassuring. It has made managing our weekly schedule so much easier.

S
Sarah M.
Zürich · Regular childcare
★★★★★

Rundil helped us find reliable support for our two children after school. The childcare has been warm, attentive and dependable, and the children genuinely look forward to the time they spend together. We are very pleased with the service.

D
Daniel K.
Zug · Two children
★★★★★

We needed occasional childcare that could fit around our changing work commitments. The process was straightforward, and the support we received was professional and caring. It is reassuring to know we have someone dependable when we need help.

L
Laura P.
Geneva · Occasional hours
★★★★★

Our daughter settled in very quickly and always seems happy and relaxed after each visit. We particularly appreciate the regular communication and thoughtful attention given to her routine. Rundil has been a great support for our family.

R
Rebecca T.
Basel · Weekly childcare
★★★★★

We contacted Rundil for evening childcare and were very happy with the experience. Everything was handled calmly and professionally, and our children felt safe and comfortable. We would happily use the service again.

M
Michael R.
Lausanne · Evening hours
★★★★★

The childcare support has been reliable, friendly and very well suited to our family. Our son enjoys the activities and attention, while we appreciate the punctuality and good communication. It has given us real peace of mind.

S
Sophie L.
Lucerne · At-home childcare

Nanny vs Kita in Switzerland — questions parents actually ask

Eighteen answers, each one written to be read on its own, with the figure in the first sentence wherever there is a figure to give.

Is a nanny cheaper than a Kita in Switzerland?
No — a Kita is cheaper per hour than a nanny in almost every case, and a subsidised Kita place is dramatically cheaper. A Stadt Zürich family can pay as little as CHF 12 for an 11.5-hour care day, roughly one franc an hour, against CHF 45.40 an hour including VAT for a Rundil Qualified nanny. Even at a full private tariff of about CHF 3,950 a month for five days, a Zurich Kita works out at around CHF 23 per hour actually used. A nanny becomes competitive on total monthly cost only when you need fewer hours than the minimum booking a Kita will sell you.
What does a Kita cost per month in Zurich in 2026?
A private Zurich Kita costs around CHF 3,950 a month for five days a week. Kinderkrippe Albisrieden publishes CHF 1,850 for two days, CHF 2,550 for three, CHF 3,250 for four and CHF 3,950 for five, with opening hours of 06:45 to 18:15. Subsidised city places cost far less: Stadt Zürich covers CHF 108 of the day rate at a 0% contribution factor, CHF 54 at 50% and CHF 27 at 75%, leaving parents paying between roughly CHF 12 and CHF 120 per care day depending on income and assets.
Can I book a Kita for just one day a week in Switzerland?
Generally no — most Swiss Kitas sell a minimum of two days a week. Kinderkrippe Albisrieden states that care covers two to five days, and Stadt Zürich applies the same floor at its city Kitas. If your week only requires one day of childcare, the smallest booking available to you costs about CHF 1,850 a month at private Zurich rates. Nine hours of nanny care on a single day is roughly 39 hours a month, about CHF 1,771 at our Qualified rate including VAT, which makes in-home care the cheaper option in that specific scenario.
Do I still pay for a Kita during closure weeks?
Yes — Swiss Kita fees are billed as a constant monthly amount that does not reduce during closure weeks. Kinderkrippe Albisrieden states it explicitly: the monthly contribution is the same every month. Providers typically close over Christmas and New Year, for a week at Easter, for a week in summer and on cantonal public holidays, though calendars vary and no reliable national average exists. Ask for the Betriebsferien calendar in writing before signing. A nanny is billed only for booked hours, so closure weeks cost you nothing unless you choose to book cover.
Does any Swiss canton subsidise a nanny?
No canton we could identify subsidises a privately employed nanny. Every scheme we examined, including the Zug Kantonspauschale and Stadt Zürich subsidies, is restricted to a licensed Kita or a registered Tagesfamilie. Care delivered in your own home by someone you employ, or by an agency such as Rundil, falls outside all of them. We have not audited all twenty-six cantons, so "no canton we could identify" is the accurate formulation rather than a flat denial. Budget for a nanny as a fully private cost, though the federal childcare tax deduction does still apply.
How much is the Zug childcare allowance from August 2026?
From 1 August 2026 the canton of Zug pays CHF 47.15 per Kita day for a child over eighteen months and CHF 52.60 per day for a child under eighteen months, or CHF 5.15 and CHF 6.65 per hour in a registered Tagesfamilie. The Kantonspauschale is set at 33% of average cantonal care rates and is independent of both income and assets. Conditions are that all guardians are employed or in state-regulated training, the child is older than three months, and the family is resident in Zug. Stadt Zug vouchers stack on top for eligible households.
Why does Zurich charge different families different Kita fees?
Because Stadt Zürich scales its subsidy by a Beitragsfaktor calculated from your taxable income and your assets, capped above a massgebender Betrag of CHF 100,000. The city pays the subsidised Kita directly and the Kita then invoices you the reduced amount. Two families with children in the same room can therefore pay CHF 12 and CHF 120 for an identical care day. Canton Zug works the opposite way: its flat Kantonspauschale ignores income and assets entirely, which means a Zug family can calculate their net Kita cost before applying.
Is a nanny cheaper than a Kita for two children?
No — at two children a Kita and a directly employed nanny both beat a Rundil nanny on price, because we charge per child. Two children with a Qualified nanny is CHF 90.80 an hour including VAT, against about CHF 7,900 a month for two private Zurich Kita places or roughly CHF 7,182 a month for one directly employed nanny at the 2026 NAV EFZ minimum with employer on-costs. Families who still choose us at two children do so for the employer-of-record function and the sick-child cover, not for the price. A nanny share can narrow the gap considerably.
What happens when my child is too ill for the Kita?
A Kita cannot admit a child with a fever, so your paid-for place becomes unavailable exactly when you need it most, and the monthly fee continues regardless. Swiss law provides leave to care for a sick child, but the allowance is finite and is often exhausted during a first winter of group care. A nanny works in your home, so a mildly unwell child is simply cared for in their own bed by a familiar adult. Our sick child care service exists specifically for these days, with short-notice bookings and a two-hour minimum session.
How much does a nanny cost per hour in Switzerland?
A Rundil nanny costs CHF 42 an hour for Qualified, CHF 47 for Experienced, CHF 54 for Expert and CHF 55 for Flex, all excluding 8.1% VAT, charged per child with a minimum two-hour session. CHF 42 excluding VAT is CHF 45.40 including VAT. If you employ a nanny directly instead, the 2026 NAV Hauswirtschaft minimum wages are CHF 20.35 unskilled, CHF 22.30 for unskilled staff with four or more years and EBA holders, and CHF 24.55 for EFZ holders, and the true cost is roughly 1.5 times gross once employer contributions and the holiday uplift are added.
Are Kita waiting lists still long in Zurich?
Not as long as the standard relocation advice suggests. Reporting from November 2025 puts Zurich at 558 Kita places per 1,000 preschool children, the highest supply recorded, with occupancy at 97.4% and the city's 0 to 4 population down about 4% since 2021. If you want a Kita place in Zurich, apply, because the odds are better than the internet implies and you should not choose in-home care out of fear of a queue. Zug remains tighter, and the new cantonal allowance from August 2026 is likely to increase demand there rather than reduce it.
What are the Kita opening hours in Switzerland?
Typical Swiss Kita opening hours run from about 06:45 to 18:15, an 11.5-hour day, as published by Kinderkrippe Albisrieden in Zurich. That window covers a standard office day comfortably but does not cover an early flight, a late board meeting, shift work, hospital rotas or a commute that puts you back in Zurich after 18:30. Because you cannot buy extra hours at the edges, families whose weeks fall outside the window usually need a nanny for the fringes even when a Kita covers the middle of the day.
Does a nanny or a Kita help more with German?
A German-speaking Kita is usually the stronger route into German or Swiss German, because immersion in a group of German-speaking children and staff is continuous and unforced. It is one of the best reasons for an English-speaking family settling long term in Switzerland to take a Kita place. In-home care wins when the goal runs the other way: preserving a home language no institution supports, or maintaining English for a family expecting to relocate again. Decide which direction your family needs before you compare cost at all.
Is it cheaper to employ a nanny directly than to use an agency?
Per hour, yes, but the gap is smaller than most people assume. A compliant direct hire at the 2026 NAV EFZ minimum of CHF 24.55 gross costs roughly CHF 36.83 an hour once AHV, IV, EO, ALV, UVG, FAK, BVG and the 8.33% holiday uplift are added, against CHF 45.40 for a Rundil Qualified nanny including VAT. The difference of about CHF 8.57 an hour buys you no employer registration, no payroll, no holiday accrual to track, no termination exposure and a vetted replacement when your assigned nanny is unavailable.
Can I use a Kita and a nanny at the same time?
Yes, and it is the arrangement we see most often. Families take two or three Kita days for the peer group, the routine and the cheapest hours in the Swiss system, then book a nanny for the hours a Kita structurally cannot sell: early starts, late finishes, the Wednesday afternoon a school year group has free, the closure weeks and the sick days. Because our minimum session is two hours, the nanny half of a hybrid week is far smaller and far cheaper than a full-time comparison suggests.
What is the minimum booking for a Rundil nanny?
The minimum booking is a two-hour session, charged per child at CHF 42 an hour excluding VAT for a Qualified nanny, which is CHF 45.40 including 8.1% VAT. That matters in this comparison because a Kita will generally not sell you less than two full days a week. Where a Kita minimum is measured in days, a nanny minimum is measured in hours, which is why in-home care is often the cheaper answer for short requirements even though the hourly rate is higher.
Does a nanny replace a Kita once my child starts school?
The comparison changes completely at school age, because a Kita is no longer the alternative. Swiss school days are short and fragmented, with long lunch breaks and free afternoons that vary by year group, so the realistic options become a Hort place, a Mittagstisch, or somebody collecting your child and covering the gap until you are home. An after-school nanny handles the collection, the lunch, the homework and the activities in one arrangement, which is why many families move to in-home care at exactly this point rather than earlier.
What should I ask a Kita before I sign the contract?
Ask five things in writing. First, the Betriebsferien calendar for the year, and confirm the monthly fee does not reduce during closures. Second, the minimum number of days you must book. Third, the exact exclusion policy for illness, including the temperature threshold and the return-to-care rule. Fourth, the notice period for reducing or ending the place. Fifth, in Zurich, how your Beitragsfaktor is calculated and what your actual invoice will be. Those five answers determine whether the headline monthly figure is the number you will really pay.
Where we work

One price, every canton

Rundil charges the same rate everywhere in Switzerland. What changes canton by canton is the cost of the alternative — so the gap between employing a nanny yourself and booking one from us is widest in Vaud and narrowest in Zug.

Zürich ≈ CHF 47/h to employCHF 31.50 gross · FAK 0.98% · Kita CHF 131–149/day · Nanny service Zürich →
Zug ≈ CHF 49/h to employCHF 32.40 gross, the priciest large canton · FAK 1.35% · Nanny service Zug →
Basel ≈ CHF 43/h to employCHF 28.60 gross · FAK 1.10% · cantonal minimum wage CHF 22.20 · Basel sick-pay scale
Bern ≈ CHF 43/h to employCHF 28.95 gross · FAK 1.45% · a nanny's wage deductible at only 50%
Luzern ≈ CHF 45/h to employCHF 30.10 gross · FAK 1.37% · city minimum wage CHF 22.75 from January 2026
Genève & Lausanne ≈ CHF 37–40/h to employLowest wages, highest FAK at 2.29% and 2.88% · Geneva CTT-EDom floor CHF 24.59
"To employ" means the all-in cost per hour of care actually delivered if you hired a nanny yourself at that canton's average wage, using the multiplier worked out on this page — not the wage. Rundil's rate in all six is CHF 42, 47 or 54 an hour excl. VAT. Read more in the childcare blog hub or start with the managed nanny service.

Read the rest of the comparison

Every figure quoted on this page is set out in full somewhere in the cluster.

What a nanny really costs

The complete arithmetic from the NAV minimum wage to the number on your invoice, tier by tier.

See the maths →

Childcare subsidies in Switzerland

Zug's new cantonal allowance, Zurich's income-tested subsidy, and the tax deduction a nanny does qualify for.

Check what you get →

Sick child care

For the morning a temperature appears and the Kita cannot take your child but your day still has to happen.

See the cover →

Hiring a nanny yourself

What being the employer actually involves — contract, payroll, insurance and the risks nobody warns you about.

Read the guide →

You have seen the whole calculation. Now see the invoice.

CHF 42, 47 or 54 an hour excl. 8.1% VAT, per child, minimum two hours. No placement fee, no registration fee, no employer paperwork and no minimum term — a vetted, English-speaking nanny assigned in 48 to 72 hours.