✦ Childcare subsidies · Switzerland · 2026 rates

Childcare Subsidies in Switzerland — who actually gets money, and who does not

From 1 August 2026 the canton of Zug pays roughly a third of your Kita bill regardless of what you earn. Zurich pays too, but only against your income and your assets. Neither pays a franc towards a nanny — and that is worth saying plainly on a page written by a company that supplies nannies. Below is every published 2026 figure, the condition each one carries, and the one form of childcare relief a nanny does qualify for.

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Childcare subsidies in Switzerland — a parent and young child at home in Zug, where the cantonal Kita allowance starts on 1 August 2026
Every figure sourced
Zug, from 1 Aug 2026
CHF 47.15/Kita day
Over 18 months · income- and asset-independent
A nanny is not subsidised
No canton we could identify funds private in-home care
But she is deductible
Up to CHF 25,800 per child federally — a different mechanism
What this page does differently: Zug and Zurich figures taken from the cantonal pages, not from a blogThe eligibility conditions each scheme carries, not just the headline rateThe honest answer on nannies, stated against our own interest

Childcare subsidies in Switzerland, in one box

The direct answer first, because it is what most English-speaking parents in Switzerland are actually asking.

In short

Switzerland has no national childcare subsidy paid to parents. Support is cantonal and communal, and the two systems that matter most around Zurich and Zug work in opposite ways.

Canton Zug introduces a Kantonspauschale on 1 August 2026: roughly 33% of average care rates, paid as CHF 47.15 per Kita day for a child over 18 months and CHF 52.60 under 18 months, or CHF 5.15 and CHF 6.65 per hour in a Tagesfamilie. It is independent of your income and your assets — unusual in Switzerland, and the reason this page exists.

Stadt Zürich does not issue vouchers. It pays Subventionen directly to a subsidised Kita, which then bills you a reduced fee calculated from your income and your assets. Two families at the same Kita can pay very different amounts.

Neither pays anything towards a nanny. Both schemes are restricted to licensed Kitas and registered Tagesfamilien. We supply nannies, and we would rather you learn that here than after an application is refused. What a nanny does qualify for is the childcare tax deduction — a separate mechanism explained further down.

And a subsidy does not buy you a week. It buys cheaper days inside a Kita's opening hours. The early start, the late finish, the closure weeks, the morning your child has a temperature and the school holidays sit outside every scheme here. That gap is where in-home care earns its keep.

Zug pays a third of your Kita bill from 1 August 2026

The biggest change to Swiss childcare funding this year, and at the time of writing no English page explains it.

The canton of Zug will contribute a flat 33% of the average cantonal care rate for every eligible child. Because it is flat rather than means-tested, the figure on your invoice is predictable before you apply — which is not true of almost any other Swiss childcare support.

Zug Kantonspauschale, valid 1 August 2026 – 31 July 2027
Care typeChild aged over 18 monthsChild under 18 monthsUnit
Licensed KitaCHF 47.15CHF 52.60per care day
Registered TagesfamilieCHF 5.15CHF 6.65per hour
Private nannyNot eligibleNot eligible
Hort / MittagstischSee note belowSee note below
Swipe to view all columns →
The conditions matter as much as the rate. All guardians must be in employment or state-regulated training; the child must be older than three months; the family must be resident in the canton. The allowance is paid only for care in a bewilligte Kita or a gemeldete Tagesfamilie. Before- and after-school care and the Mittagstisch sit outside that definition — the canton publishes the question but we could not retrieve its written answer, so treat school-hours cover as unfunded until you have confirmation in writing.

In Stadt Zug the Kantonspauschale stacks with the municipal Betreuungsgutscheine, available from the same date to households with taxable income below CHF 170,000 and assets below CHF 500,000 — two reductions on one bill, one cantonal and income-blind, one municipal and means-tested. Two applications, neither triggering the other.

Why your neighbours four kilometres away get a different answer

Not one system but two stacked on each other, and the second changes at the edge of your commune.

Almost every guide for English-speaking families describes Swiss childcare funding as cantonal. That is half of it. The money reaches your invoice through two independent layers: a cantonal one, where it exists, and a communal one each Gemeinde designs and funds for itself. They share no form, no threshold and no definition of who counts as working. Two families with identical incomes and places at the same Kita can therefore receive materially different support, because one lives four kilometres away across a communal boundary.

The cantonal layer sometimes exists

Set by the canton, applied uniformly across it, administered centrally. This is the layer people mean when they say "Switzerland has childcare subsidies".

Zug's Kantonspauschale is the clearest example running: a flat CHF 47.15 per Kita day, identical for every eligible family in the canton. Most cantons have no comparable universal layer at all.

The communal layer always decisive

Your Gemeinde decides whether it funds childcare, how much, on what income and asset thresholds, and which providers it recognises.

Stadt Zug runs Betreuungsgutscheine at income under CHF 170,000 and assets under CHF 500,000. Stadt Zürich runs something structurally different: not a voucher but a Subvention paid straight to the Kita. A neighbouring commune may run either, or nothing, and no register lets you compare them.

This is why we will not publish a table of "childcare subsidies by canton". Any such table is out of date, wrong at communal level, or generalising from three cities to a country of more than two thousand communes. Here instead is the question sequence for your address.

1

Ask what your Gemeinde funds, before you ask how much

Not "what will I get" but "does this commune fund familienergänzende Kinderbetreuung at all, and through which instrument". Ask in writing, and ask for the current Reglement.

2

Ask which providers the commune recognises

Support is almost always restricted to a bewilligte Kita or a gemeldete Tagesfamilie. A place at an excellent Kita that is not on the list is worth nothing to your application.

3

Ask for the income and asset definition, not the threshold

Thresholds are easy to find; definitions decide the outcome. Taxable or gross income, which tax year, assets gross or net. Two families on one salary can land on opposite sides of a threshold purely on definition.

4

Ask whether cantonal and communal support stack

In Stadt Zug they do, from 1 August 2026. Do not assume that is general. A commune that nets its own contribution against the cantonal one hands you far less than the headline figures suggest.

5

Ask what is excluded, in writing

Before- and after-school care, the Mittagstisch, holiday cover and care outside Kita opening hours — routinely outside the funded definition, and exactly the hours working parents struggle with.

The practical rule: your canton sets the ceiling, your commune sets your reality. Spend an hour on your Gemeinde's childcare Reglement before you sign a Kita contract. It is the highest-value hour of admin available to a Swiss family.

A worked Zug example, with the unknowns left visible

One child over eighteen months, five care days a week, in Stadt Zug. How far the published figures take you, and where they stop.

Two working parents in Stadt Zug, one child aged two, a place at a bewilligte Kita: every published condition is met. The cantonal arithmetic is therefore determinate — the only part of a Swiss childcare bill you can calculate in advance.

Step one — the cantonal allowance, Stadt Zug family, child over 18 months
5 care days a week × CHF 47.15 per care day = CHF 235.75 a week × 4.33 weeks
CHF 1,020.80 a month deducted from the Kita bill

The 4.33 multiplier is the standard Swiss convention for turning a weekly figure into a monthly one. Note what this number is and is not: the reduction, not the price, arriving regardless of what the household earns or owns.

Step two is the municipal layer. From the same date Stadt Zug runs Betreuungsgutscheine for households with taxable income below CHF 170,000 and assets below CHF 500,000. Under both thresholds the voucher stacks on the cantonal allowance and reduces the same invoice again. Over either, it disappears and the allowance is unaffected — the household keeps its CHF 1,020.80 a month either way.

Worked Zug example at the published 2026–27 rates, showing which inputs are knowable in advance.
Element of the calculationStatusWhat we can tell you
Kantonspauschale, over 18 monthsPublishedCHF 47.15 per care day
Five care days a weekYour bookingCHF 235.75 per week
Same figure per month at 4.33 weeksArithmeticCHF 1,020.80 per month
Income or asset test on the cantonal layerPublishedNone — it does not apply
Stadt Zug voucher eligibilityPublishedIncome under CHF 170,000, assets under CHF 500,000
Stadt Zug voucher amountNot verified by usSet by the commune — ask for its Reglement
The Kita's own monthly tariffNot verified by usVaries by provider — ask in writing
What you finally payCannot be statedTariff minus allowance minus voucher
Swipe to view all columns →
Here is what we could not verify, stated plainly. We could not establish a reliable canton-wide range for what a Zug Kita charges before subsidy — tariffs are set provider by provider and our confirmed sample was too small to publish. Nor could we verify the franc value of the Stadt Zug voucher. So this example ends as a subtraction with one term missing: we can give you the reduction to the franc and not the starting number.

That missing term is not a small caveat: CHF 1,020.80 a month is transformative against a CHF 2,000 tariff and merely helpful against a CHF 3,500 one. Ask your Kita for its 2026–27 tariff sheet in writing, and whether the fee continues during closure weeks. And note what five care days still leaves uncovered: five blocks inside one provider's opening hours is not five working days for two commuting parents.

Zurich subsidises the Kita, not the parent

Different enough that assuming it works like Zug gives you the wrong number.

Zug flat rate

The canton pays a fixed amount per care day, the same for every eligible family. Earnings and savings are irrelevant, so you can calculate your net Kita cost from the published rate before you speak to anyone. A high-earning Zug family gets what a low-earning one gets.

Zurich income-tested

The city pays a Subvention direct to the Kita, scaled by a Beitragsfaktor derived from your income and your assets. The Kita then invoices you the reduced amount.

The published tariff is therefore a range, not a price. The city provides a calculator rather than a table, and no single figure can honestly be quoted here.

Zurich also attaches a qualifying-reason test — city residency plus employment, training, active job search, an integration measure or health grounds — and caps subsidised days per year, so a five-day booking may not see every day subsidised.

The city's published worked examples show how wide the range is: what lands on the parent's invoice runs from roughly CHF 12 to CHF 120 per care day, up to 240 subsidised days a year. Two families whose children share a room can pay a tenfold difference for the identical day, entirely as designed.

Stadt Zürich published worked examples of a subsidised Kita care day, 2026.
Stadt Zürich contribution factorCity pays per care dayParent pays per care dayAnnual cap
0% — lowest assessed contributionCHF 108CHF 12240 days
50%CHF 54CHF 54240 days
75%CHF 27CHF 93240 days
No subsidy — full tariffCHF 0CHF 120
Swipe to view all columns →

The exact income and asset thresholds behind those factors are deliberately not reproduced here: the city publishes a calculator rather than a table, and we could not verify a threshold set we would print.

The structural difference, if you are choosing where to live around the lake: Zug gives you a number you can plan against; Zurich gives you a calculation that depends on your tax return. Neither is automatically cheaper. A low-income Zurich household beats a Zug household outright; a high earner does better in Zug, where nobody asks.

What changes if you move between cantons

Relocation advice covers tax, rent and commute. It almost never covers this, and for a household with a preschool child it can be the largest single line.

Zug and Zurich are twenty-five minutes apart and fund childcare on opposite principles, which makes the border a real financial event for a household with preschool children. The question is not which canton is generous, but which is generous to you.

Structural comparison of the two funding models for a relocating household, 2026.
If your household is…Moving into Stadt ZürichMoving into Canton ZugWhat decides it
On a modest income with few assetsPossibly the best outcome in Switzerland — up to CHF 108 of a care day carriedA flat CHF 47.15 a day, same as everyoneThe Beitragsfaktor can beat a flat rate outright
On a high income or holding assetsSubsidy scales away — you can end at full tariffCHF 47.15 a day regardless; the city voucher only under the thresholdsZug does not ask what you earn
Needing certainty for a relocation budgetA calculation you cannot run until your tax position settlesA published figure you can budget against todayPredictability, not generosity
Employing a nanny rather than using a KitaNo supportNo supportNeither canton funds in-home care
Swipe to view all columns →

Three practical points. First, the Zurich model is asset-tested as well as income-tested: households arriving with savings or a relocation payment can find their income would have qualified them and their balance sheet does not. Second, the Kantonspauschale is cantonal, so it survives a move between Zug communes; the Stadt Zug voucher does not. Third, a subsidy that makes care cheaper without making it more available lengthens the queue, so register early and arrange a fallback before you need it.

What a relocation actually costs in childcare terms. Do not compare subsidy schemes — compare the total you will pay for the week you actually work. In Zug that is a published tariff minus a published allowance; in Zurich a tariff minus a factor you cannot know in advance. In both, the hours outside the Kita day cost the same. We work across both: nannies in Zurich and nannies in Zug.
✦ Instant estimate

Price the part no subsidy covers

The allowance handles the Kita day. This handles everything around it — the early start, the late finish, the closure week, the sick day. Per child, including 8.1% VAT, with no enquiry form in the way.

Nanny tier
Hours per week
Good to know

The monthly figure uses 4.33 weeks, the same convention Swiss payroll uses to turn an hourly contract into a salary. Rates are charged per child with a two-hour minimum session, and 8.1% VAT is already inside the numbers on the right. Flex is the on-demand rate for anything booked under 48 hours ahead.

Estimated cost per week
CHF610
12 hrs/week · Experienced nanny
≈ CHF 2,640 per month · incl. 8.1% VAT
A guide rather than a quote — every family's week is different. What it will never do is grow later: there is no placement fee, no registration fee and no admin fee on the Childcare Plan.
  • Per child · minimum 2-hour session · VAT included above
  • Free cancellation up to 48 hours before
  • Zero AHV, BVG and UVG — Rundil is the employer

Qualified

Vetted, checked and English-speaking — the everyday tier.

CHF 42/h
CHF 45.40 incl. 8.1% VAT
  • Criminal-record extract and CPR verified before assignment
  • Level with the all-in cost of employing a nanny yourself
  • CHF 908 a week at 20 hours, incl. VAT
Book Qualified
★ Most popular

Experienced

Several years in the job with references we have called.

CHF 47/h
CHF 50.81 incl. 8.1% VAT
  • Everything in Qualified, plus verified references
  • Compares with a CHF 34/hr gross private hire, all-in
  • CHF 610 a week at 12 hours, incl. VAT
Book Experienced

Expert

Degree in education or childcare, primary-curriculum aware.

CHF 54/h
CHF 58.37 incl. 8.1% VAT
  • Everything in Experienced, plus a teaching background
  • The band a specialist private hire reaches at CHF 38–40 gross
  • CHF 700 a week at 12 hours, incl. VAT
Book Expert

Flex

On-demand: under 48 hours' notice, evenings, weekends, holidays.

CHF 55/h
CHF 59.46 incl. 8.1% VAT
  • Qualified-standard nanny, available at short notice
  • No premium for a sick child or an emergency day
  • CHF 119 for a two-hour minimum session, incl. VAT
How Flex works
Honest comparison

If no scheme funds a nanny, who carries the employment?

Once you accept that in-home care is a fully private cost, the next question is whether your household becomes the employer or we do. That is a bigger financial decision than any subsidy on this page.

You are the employer
Employing a nanny directly
CHF 44.87 an hour of care actually delivered, on the worked Zurich base case above. No VAT — but everything below is yours.
  • Registration with the cantonal Ausgleichskasse, monthly payroll, a Lohnausweis and a compliant contract — largely in German
  • CHF 8,817 a year of AHV, ALV, FAK, UVG, BVG and KTG on the base case, paid by you
  • A one-off placement fee of CHF 6,000 to 12,000 if you use an agency, plus registration and VAT
  • Continued salary during illness on the cantonal scale — eight weeks in year two on the Zurich scale, roughly CHF 10,900, uninsured unless you bought KTG
  • Four weeks of paid holiday during which you have no childcare and are paying for it anyway
  • Statutory notice periods to unwind the arrangement: one month in year one, two months from year two
  • Exposure of up to CHF 40,000 in fines for undeclared employment or for using an unlicensed agency
Genuinely cheaper on raw hourly price in one situation, which we set out below: two or more children, many hours a week, and a household willing to be an employer.
Rundil is the employer
The same care, bought as a service
CHF 45.40 an hour incl. 8.1% VAT on the Qualified tier — 53 rappen an hour more than the direct-hire base case, per child.
  • No registration, no payroll, no Lohnausweis, no German-language contract — one monthly invoice
  • Zero AHV, BVG and UVG for your family: the contributions are inside our rate, not on top of it
  • No placement fee and no registration fee — the first invoice is for hours of childcare
  • Sick pay is our liability, and guaranteed replacement cover means you still have care that day
  • You pay for hours delivered, so holiday weeks are simply not billed
  • No notice period and no minimum contract — change, pause or stop, free of charge 48 hours ahead
  • Compliance risk sits with a licensed Swiss company rather than with a household
Read the two columns as a swap, not a saving. For one child you pay approximately the same money either way. What you are buying with it is the removal of the employer role: no registration, no contributions, no placement fee, no sick-pay scale, no holiday cover gap and no notice period. If that is worth nothing to your household, employ directly — the arithmetic on this page is the same arithmetic you would use to do it well. If it is worth something, the price of removing it is about 50 rappen an hour.
Where the CHF 8,817 goes

Every contribution on this page. None of them yours.

The employer column of the table above is a real bill someone pays. When you book Rundil, the person paying it is Rundil. We are a managed childcare service, not a placement or nanny agency: we employ the nanny, so the AHV number, the BVG number, the accident cover, the sick pay and the notice period are ours. Your household never registers as an employer and never files anything.

CHF 0
of AHV, BVG, UVG, FAK or payroll — on any tier, at any number of hours
The contributions are inside the rate
Not added at the bottom of the invoice, not billed quarterly, not recalculated when she has a birthday and the BVG credit steps up.
Nothing before the first hour
No placement fee of CHF 6,000–12,000, no registration fee of CHF 160–890, no setup cost. The first invoice is for childcare.
You pay for hours delivered
Holiday weeks are not billed and a cancelled session 48 hours ahead costs nothing — so the paid-to-worked gap does not exist here.

Does any Swiss canton subsidise a nanny? No.

The section that argues against our own service. A page that only tells you what you want to hear is not worth citing.

We checked Zug, Zürich and Bern directly and found the same restriction in each: support is tied to a licensed institution — a bewilligte Kita or a gemeldete Tagesfamilie. Care given in your own home, by someone you employ or by a company like ours, falls outside every scheme we could identify. We have not audited all 26 cantons, so the honest formulation is "no canton we could identify" rather than "none exists" — but if an exception exists, it is well hidden.

Canton Bern is the most explicit: its family portal treats a nanny as a weiteres Betreuungsangebot, sitting alongside the funded system rather than inside it. The logic is not arbitrary — public money follows a licensing regime, because licensing is what a canton can inspect.

The federal picture does not change this. The Anstossfinanzierung ends on 31 December 2026. Its successor, UKibeG, passed Parliament in December 2025 and introduces a Betreuungszulage of at least CHF 100 a month, rising by CHF 50 per additional half-day to a maximum of CHF 500 per child. Two caveats: first payments are expected around the turn of the decade, not in 2026, and nannies, grandparents and other home-based care are explicitly excluded from it too.

So if you came here hoping for a scheme that pays part of a nanny's wage: we could not find one, cantonal or federal. Plan for in-home care as a fully private cost. The only relief that reaches it is the tax deduction.

So why would anyone employ a nanny? Not to save money against a subsidised Kita place — you will not. The reasons are the ones a subsidy cannot buy: care in your own home, a schedule covering the hours a Kita does not open for, one adult for your children rather than for a group, and someone who can still come when a child is too unwell for a Kita to accept them. We set the comparison out with numbers on our nanny vs Kita page.

A subsidy and a tax deduction are not the same thing

Where a nanny finally does qualify — and where most English-language guides stop short.

The two words are used interchangeably and describe completely different financial events. A subsidy reduces the invoice in front of you, this month. A deduction reduces the income you are taxed on, settled at assessment — a fraction of what you spent, much later, at your marginal rate.

The same franc of childcare, two mechanisms
Subsidy: CHF 1,000 Kita invoice − cantonal allowance = a smaller invoice, this month · Deduction: CHF 1,000 of qualifying childcare removed from taxable income, settled at assessment
One reduces what you pay. The other reduces what you are taxed on.

Which is why "is childcare subsidised in Switzerland" and "is childcare tax deductible in Switzerland" have different answers for the same family. A nanny is never the first. She can be the second.

Mechanism 1
Subsidy
Reduces the invoice before you pay it.
  • Licensed Kita or registered Tagesfamilie only
  • A nanny never qualifies — no canton we could identify funds private in-home care
  • Cantonal and communal — changing commune changes it
  • Application forms and source pages are German-only
Mechanism 2
Childcare tax deduction
Reduces your taxable income after the year ends.
  • A nanny's wage does qualify — the relief in-home care can reach
  • Federal ceiling CHF 25,800 per child for the 2026 tax period
  • Child under 14, both parents working or in training, care genuinely provided and paid for
  • Applies whether the care is institutional or in your own home

One rule catches almost everyone: you cannot deduct the whole wage. Only the childcare portion of a household employee's pay is deductible, and the split is set cantonally. There is no national percentage. Schwyz allows a flat one quarter of the net wage; Bern allows 50%. That is not a rounding difference, it is a doubling.

The same nanny, the same child, two cantons
Illustration: CHF 30,000 of net wage × 50% (Bern) = CHF 15,000 · the same CHF 30,000 × 25% (Schwyz) = CHF 7,500
Roughly double the deductible amount, for identical care

The CHF 30,000 is an illustrative input, not a rate we are quoting. The cantonal split, not the wage, decides how much of a nanny reaches your tax return, and a cantonal ceiling then applies on top.

Two warnings we would rather give you than have you discover. First, the federal ceiling of CHF 25,800 per child for the 2026 tax period rests on a single source in our research, so treat it as a figure to confirm with your cantonal tax office rather than as settled. Second, the cantonal ceiling is the one that will bind you, and it is generally far below the federal figure. Anyone quoting a single national percentage is guessing. We are a childcare company, not tax advisers.

One more condition, and it is where a deduction quietly becomes impossible: the care must have been genuinely provided and paid for, and the employment properly declared. Cash arrangements produce an exposure, not a deduction. If Rundil employs the nanny, the invoice is the record and your household never registers as an employer — see our guide to hiring a nanny in Switzerland.

What the subsidy does not cover

The honest bridge between "we qualify for support" and "our week is still not covered". Every item below is a real gap.

A subsidy funds care days at a recognised provider, inside that provider's opening hours, on the days it is open, for a child well enough to attend. Read that with a working week in mind and the gaps announce themselves.

The hours outside the Kita day the commuter gap

A well-run private Zurich Kita opens 06:45 to 18:15 — an 11.5-hour day, generous by any standard and still not a working day plus two commutes.

A 06:00 departure, a 19:00 finish, a hospital rota or a train that puts you back at 18:40 all fall outside it, and you cannot buy the extra hour at the edge. This is the commonest reason a family with a funded place still books a nanny: not instead of the Kita, around it.

Closure weeks billed but unavailable

A published Zurich Kita tariff states it plainly: the monthly fee is unchanged during closure weeks. Your December invoice is identical to your November one, and the subsidy does not adjust either.

Ask for the Betriebsferien calendar in writing on the day you sign and book cover early. Families who book closure weeks in September get the nanny their child knows.

The day a child is too unwell for a Kita the exclusion rule

A Kita cannot admit a child with a fever. That is the correct operation of a group setting. The consequence is one-sided: the place is unavailable, the fee still runs, and a parent's working day ends at 06:30.

A nanny works in your home, so a mildly unwell child is cared for in their own bed by a familiar adult. That is what our sick child care service exists for; if the problem is today, emergency nanny cover is the faster route.

School hours and school holidays a different problem entirely

Once a child starts school the Kita is not the alternative at all. Swiss school days are short, fragmented, and dotted with free afternoons that vary by year group.

In Zug the allowance is defined around licensed Kitas and registered Tagesfamilien. Before- and after-school care and the Mittagstisch sit outside that definition — the canton publishes the question but we could not retrieve its written answer, so treat school-hours cover as unfunded until you have written confirmation. The school-age case is set out at after-school nanny care in Switzerland.

Evenings and weekends outside every scheme

No Swiss childcare subsidy we could identify funds care in the evening or at the weekend — every scheme is built around weekday institutional care.

For a household where one parent works a Saturday rota, that is a structural hole rather than an inconvenience. In-home care is billed by the hour with a two-hour minimum session.

The uncomfortable arithmetic: a subsidy cuts the cost of the middle of your week and contributes nothing to the edges. If your week fits inside a Kita's opening hours, take the funded place gladly. If it does not, price the remainder honestly.

When a subsidised Kita place is simply the right answer

We sell nannies. This section tells a lot of readers not to buy one, because the alternative is better for them.

A subsidised Kita place is the cheapest formal childcare available in Switzerland and it is not close. Stadt Zürich's own worked examples show a parental contribution of about CHF 12 to CHF 120 per care day against a day of roughly eleven and a half hours. At the bottom of that range a family pays near a franc an hour for licensed, staffed care with meals included. No private nanny competes with that, ours included at CHF 45.40 an hour including VAT, charged per child.

Even at full private tariff the Kita hour is cheaper. A published Zurich private Kita charges CHF 1,850 a month for two days, CHF 2,550 for three, CHF 3,250 for four and CHF 3,950 for five, across an 06:45–18:15 day. Adjust for closure weeks and unused hours as you like: it does not arrive near CHF 45.40.

An honest routing table. Rundil rates are per child, minimum two-hour session, 8.1% VAT applies.
If this describes your household…The right answer isWhy
You qualify for a low Stadt Zürich contribution factorTake the subsidised Kita placeNothing private competes with CHF 12 a care day
Five predictable weekday days inside 06:45–18:15Take the Kita placeYour week fits the product the subsidy was designed for
You want a peer group and a structured group routineTake the Kita placeOne adult in a living room cannot reproduce a room of twelve
Two preschool children, ordinary weekday patternTake the Kita placeOur rate is per child, so a second child doubles it
Hours starting before 06:45 or ending after 18:15Kita for the middle, nanny for the edgesYou cannot buy the fringe hour at any price
You need one day a week, or short daysNannyMost Kitas will not sell fewer than two full days
No plan for the morning a child has a temperatureNannyA funded place is worth nothing on an exclusion day
School-age children, fragmented days, long holidaysNannyThe subsidy was never pointed at these hours
Swipe to view all columns →

So who is a nanny actually for? Four groups, defined narrowly on purpose. Families whose hours fall outside institutional opening times. Families who need care at home — a child's temperament, a relocation, a health need, a home language no institution supports. Families who need one adult for their own children rather than for a group. And families who need cover when a Kita is closed to them: closure weeks, exclusion days, school holidays.

If you are not in one of those groups and you qualify for a funded place, take it. If you are, the honest framing is not that a nanny is an expensive Kita. It is that the cheap institutional hour is not available in the shape you need, and no subsidy fixes a coverage problem.

The most common Rundil booking is not a full-time replacement for daycare. It is a few hours at the edges of a week a funded Kita place already covers in the middle. Subtract the hours your Kita genuinely covers from the hours you need and price only the remainder — the nanny price page shows the arithmetic tier by tier.

What this means for a real Kita bill

Worked from the published rates, so you can see the mechanism rather than trust us on it.

Because Zug publishes a flat rate, the arithmetic is simple. The Kantonspauschale is deducted per care day, so a child over 18 months on a five-day place attracts 5 × CHF 47.15 = CHF 235.75 a week, before any municipal voucher. Zurich cannot be worked this way at all, because the Subvention depends on a Beitragsfaktor we cannot know — which is itself the most useful thing to understand about it.

Kantonspauschale deducted from a Zug Kita invoice, at the published 2026–27 rates
Care patternZug, child over 18 monthsZug, child under 18 monthsZurich
2 days a weekCHF 94.30/wkCHF 105.20/wkIncome- and asset-tested
3 days a weekCHF 141.45/wkCHF 157.80/wkIncome- and asset-tested
4 days a weekCHF 188.60/wkCHF 210.40/wkIncome- and asset-tested
5 days a weekCHF 235.75/wkCHF 263.00/wkIncome- and asset-tested
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These are the reductions, not the price. What remains payable depends on your Kita's own tariff. We have not published a Zug Kita price range because we could not verify one across the canton, and an invented one would be worse than none.

One structural note on the Tagesfamilie rates, quoted per hour rather than per day. At CHF 5.15 an hour, a ten-hour childminder day attracts roughly CHF 51.50 — slightly more than the CHF 47.15 Kita day — while a short day attracts proportionately less. If your requirement is short days, the hourly basis works in your favour.

The application timeline, and what a late one costs you

The Zug allowance goes live on 1 August 2026. Everything below is written backwards from that date, because the sequence matters more than the forms.

Childcare support in Switzerland is not backdated as a matter of course. It is granted from a decision date, against a recognised placement, for a household already meeting the conditions. A family applying in September for a place that started in August is treated as having applied in September.

Now

Confirm the provider, not the price

Ask your Kita in writing whether it is a bewilligte Kita, or your childminder whether she is gemeldet. Everything downstream depends on this and it takes one email.

−3 months

Get the forms and read the conditions

Request the cantonal and communal forms early and read the eligibility section before filling anything in. This is where you find out whether all guardians meet the employment test.

−6 weeks

Submit, in German, with the evidence attached

Employment confirmations, residence registration, the child's details, the provider's licensing status. A complete file is decided; an incomplete one waits.

1 Aug 2026

The Zug rates take effect

CHF 47.15 per Kita day over eighteen months, CHF 52.60 under, running to 31 July 2027. A decision in hand means the first invoice after this date is already reduced.

Late

You pay full tariff in the meantime

Every week of delay forgoes up to CHF 47.15 a care day. On a five-day placement that is over CHF 235 a week — real money, lost to a form.

Put a number on lateness. A Zug family with one child over eighteen months on five care days draws CHF 235.75 a week, so a six-week delay is roughly CHF 1,414 of support you were eligible for and did not receive. Only the date on the application changed.

And here is the part nobody writes down: for English-speaking families the bottleneck is almost never eligibility. It is language. Every source page, Reglement, form and decision letter is German-only. The failure mode is not a family that does not qualify — it is one that does, opens a five-page German PDF in June, and submits in October.

1

Budget for translation the way you budget for the Kita deposit

A German-speaking friend, a colleague or a paid translator — decide which before you open the form. Any of them costs a fraction of one week of unreduced Kita fees.

2

Translate the conditions before you translate the form

Read the eligibility section first. Half the wasted effort here is a complete application from a household that was never going to qualify on the employment or training requirement.

3

Treat cantonal and communal as two separate jobs

In Stadt Zug that is two applications, two bodies, two sets of evidence. Claiming the Kantonspauschale does not start the Betreuungsgutschein process. Diarise both.

4

Ask for the decision in writing and keep it

You will need it when the placement changes, when you move commune, when the rates reset on 31 July 2027, and if an invoice arrives unreduced.

If the care is needed before the paperwork lands — common, because Kita places and decisions run on different clocks — that gap is what in-home care is for. A nanny starts on a date you choose rather than a date a queue produces, billed by the hour with a two-hour minimum session. It is not the cheaper hour. It is the available one.
What the rate buys

Everything that sits inside CHF 42 an hour

Three groups of things you would otherwise buy, arrange or carry separately. This is what makes a managed rate different from a wage.

Cost of a nanny in Switzerland — a Rundil nanny baking with a child during in-home care

The vetting you would otherwise buy

  • Swiss criminal-record extract, verified before the first assignment
  • Current CPR and paediatric first-aid certification, every tier
  • Reference checks made by us and an in-person interview
  • Identity and right to work confirmed — English as a minimum

The employer machinery

  • AHV, IV, EO, ALV and the Ausgleichskasse administration
  • FAK family allowances at whatever your canton charges
  • UVG accident cover and the BVG pension, whatever her age
  • Payroll, payslips, holiday pay, sick pay and notice periods

Continuity, at no extra charge

  • Guaranteed replacement cover when your nanny cannot come
  • Reassignment at no cost if the fit is not right
  • A nanny assigned in 48–72 hours, confirmed by WhatsApp
  • Free cancellation up to 48 hours before a planned session
Loved by Swiss families

What families say about Rundil

★★★★★4.9out of 5· 536 verified reviews· 100% recommend
★★★★★

We have had a wonderful experience with Rundil Childcare. Our child felt comfortable from the beginning, and the communication with us has always been clear and reassuring. It has made managing our weekly schedule so much easier.

S
Sarah M.
Zürich · Regular childcare
★★★★★

Rundil helped us find reliable support for our two children after school. The childcare has been warm, attentive and dependable, and the children genuinely look forward to the time they spend together. We are very pleased with the service.

D
Daniel K.
Zug · Two children
★★★★★

We needed occasional childcare that could fit around our changing work commitments. The process was straightforward, and the support we received was professional and caring. It is reassuring to know we have someone dependable when we need help.

L
Laura P.
Geneva · Occasional hours
★★★★★

Our daughter settled in very quickly and always seems happy and relaxed after each visit. We particularly appreciate the regular communication and thoughtful attention given to her routine. Rundil has been a great support for our family.

R
Rebecca T.
Basel · Weekly childcare
★★★★★

We contacted Rundil for evening childcare and were very happy with the experience. Everything was handled calmly and professionally, and our children felt safe and comfortable. We would happily use the service again.

M
Michael R.
Lausanne · Evening hours
★★★★★

The childcare support has been reliable, friendly and very well suited to our family. Our son enjoys the activities and attention, while we appreciate the punctuality and good communication. It has given us real peace of mind.

S
Sophie L.
Lucerne · At-home childcare

Childcare subsidies in Switzerland: your questions answered

Eighteen questions, answered from the cantonal sources, with the figure in the first sentence wherever there is one.

Are there childcare subsidies in Switzerland?
Yes, but not nationally. There is no federal childcare subsidy paid to parents, so what you receive depends on where you live rather than on a Swiss-wide entitlement. Support arrives in two layers: a cantonal one, where the canton has created it, and a communal one each Gemeinde funds separately. The two that matter most around Zurich and Zug are the Zug Kantonspauschale from 1 August 2026 and the Stadt Zurich Subventionen, both restricted to licensed Kitas and registered Tagesfamilien.
How much is the Zug childcare allowance in 2026?
From 1 August 2026 the canton of Zug pays CHF 47.15 per Kita day for a child over 18 months and CHF 52.60 for a child under 18 months, or CHF 5.15 and CHF 6.65 per hour with a registered Tagesfamilie. The rates run to 31 July 2027 and represent about 33% of average cantonal care rates. On a five-day placement for a child over eighteen months that is CHF 235.75 a week off the invoice, regardless of what the household earns or owns.
Is the Zug Kantonspauschale means-tested?
No. It is explicitly independent of both income and assets, which is unusual among Swiss childcare schemes. Every eligible family receives the same amount per care day, so a high-earning Zug household receives exactly what a low-earning one receives. The separate Stadt Zug Betreuungsgutscheine, claimable on top from the same date, are means-tested at taxable income under CHF 170,000 and assets under CHF 500,000.
Who is eligible for the Zug childcare allowance?
The child must be older than three months, the family resident in the canton of Zug, and all guardians in the household in employment or state-regulated training. Care must take place in a licensed Kita or with a registered Tagesfamilie, so an unlicensed arrangement attracts nothing regardless of quality. If one parent is at home rather than working or training, eligibility generally ends.
Does Zurich issue childcare vouchers?
Stadt Zurich does not use Betreuungsgutscheine. It pays a subsidy directly to a subsidised Kita, which then bills the family a reduced fee calculated from a Beitragsfaktor based on your income and your assets. The city also requires a qualifying reason — employment, training, active job search, an integration measure or health grounds — plus city residency, and caps subsidised care days per year.
Can I get a subsidy for a nanny in Switzerland?
No canton we could identify subsidises a privately employed nanny. Every scheme we examined in Zug, Zurich and Bern restricts support to licensed Kitas and registered Tagesfamilien, so care given in your own home by someone you employ, or by a company such as Rundil, falls outside all of them. We have not audited all twenty-six cantons, so that formulation is deliberate rather than a flat denial.
Is a nanny tax deductible in Switzerland?
Yes — this is the relief a nanny does qualify for, and it works differently from a subsidy. A subsidy reduces the invoice before you pay it; a deduction reduces taxable income and is settled at assessment. The federal ceiling is CHF 25,800 per child for the 2026 tax period, though that figure rests on a single source in our research and should be confirmed with your cantonal tax office.
How much of a nanny's wage can I deduct?
It depends entirely on your canton, and there is no national figure. Schwyz allows a flat one quarter of the net wage as the childcare portion; Bern allows 50%. On the same illustrative CHF 30,000 of net wage that is CHF 7,500 against CHF 15,000 for identical care. A cantonal ceiling then applies and is generally far below the federal maximum. Anyone quoting a single Swiss-wide percentage is guessing — confirm both figures with your cantonal tax office.
What are the conditions for the childcare tax deduction?
Broadly: the child is under 14, both parents are working or in training, the care is genuinely provided by a third party and actually paid for, and the child lives in the same household. The requirement that the care was genuinely paid for is the one that bites. Undeclared cash payments do not qualify, and claiming for a nanny who is not properly registered creates a far larger problem than the deduction is worth.
Will the new federal childcare law help in 2026?
Not in 2026. The Anstossfinanzierung ends on 31 December 2026, and its successor UKibeG passed Parliament in December 2025, introducing a Betreuungszulage of at least CHF 100 a month, rising by CHF 50 per additional half-day to a maximum of CHF 500 per child. First payments are expected around the turn of the decade, so it should not appear in a budget you are building now.
Do childcare subsidies cover after-school care or the Mittagstisch?
In Zug the allowance is defined around licensed Kitas and registered Tagesfamilien, which does not obviously extend to before- and after-school care or the Mittagstisch. The canton publishes this as a question but we could not retrieve its written answer, so treat school-hours cover as unfunded until you have written confirmation from your canton or commune. Swiss school days are short and fragmented, and our after-school nanny page covers what those hours actually cost to fill.
Can I claim a subsidy and a voucher at the same time?
In Stadt Zug, yes — the cantonal Kantonspauschale and the municipal Betreuungsgutscheine both take effect on 1 August 2026 and stack, so a family under the municipal income and asset thresholds draws two reductions against one Kita bill. They are separate applications to separate bodies and claiming one does not trigger the other. Do not assume stacking is general: ask your commune whether cantonal support is deducted before or after its own calculation.
Do expats and non-Swiss residents qualify?
These schemes are based on residence in the canton or commune, not on nationality, so an English-speaking family registered in Zug is treated exactly as a Swiss one. The conditions that catch families out lie elsewhere: the employment or training requirement for all guardians, the licensing status of the provider, the commune-level definition of income and assets, and the fact that every form and decision letter is in German.
Are Kita fees income-dependent in Switzerland?
It depends where you are, and the two models around the lake are opposites. In Stadt Zurich the subsidised fee is driven by a Beitragsfaktor calculated from income and assets, so two families whose children share a room can pay very differently — the city's worked examples run from about CHF 12 to CHF 120 per care day. In Zug the allowance is a flat deduction of CHF 47.15 or CHF 52.60 a day, identical for everyone, though each Kita's own tariff still varies.
Is a subsidised Kita place cheaper than a nanny?
Per hour, in almost every case, yes — and a subsidy widens the gap rather than narrowing it. A Stadt Zurich family at a low contribution factor can pay around CHF 12 for a care day of roughly eleven and a half hours, and no private nanny competes with that, ours included at CHF 45.40 an hour including VAT. A nanny is not a cheaper Kita.
Where do I apply for childcare support in Zug?
The Kantonspauschale is administered by the canton and the Betreuungsgutscheine by your commune, so a Stadt Zug family applies twice, to two bodies, with two sets of evidence. Start from the cantonal page for the allowance and your commune's page for the voucher, and confirm in writing that your Kita is licensed before beginning either. Apply well before care starts: support is granted from a decision date, and each week of delay on a five-day placement is about CHF 235 forgone.
Does the subsidy follow the child or the place?
It depends on the model, and the difference decides how much your own eligibility is worth. In the Zurich model the money is paid to the Kita against a subsidised place, so the availability of such a place matters as much as whether you qualify — you can be eligible and have nowhere to use it. The Zug Kantonspauschale attaches to eligible care for an eligible child at any licensed provider in the canton, which is why it is easier to plan around.
What if my childcare arrangement is not licensed?
Then no subsidy applies, regardless of quality — the commonest reason an application fails, and it is decided before anyone looks at your income. Public money follows a licensing regime because licensing is what a canton can inspect, so a private arrangement in a private home sits outside it by design. It has nothing to do with the tax deduction, which turns on whether care was genuinely provided, paid for and declared.
Where we work

One price, every canton

Rundil charges the same rate everywhere in Switzerland. What changes canton by canton is the cost of the alternative — so the gap between employing a nanny yourself and booking one from us is widest in Vaud and narrowest in Zug.

Zürich ≈ CHF 47/h to employCHF 31.50 gross · FAK 0.98% · Kita CHF 131–149/day · Nanny service Zürich →
Zug ≈ CHF 49/h to employCHF 32.40 gross, the priciest large canton · FAK 1.35% · Nanny service Zug →
Basel ≈ CHF 43/h to employCHF 28.60 gross · FAK 1.10% · cantonal minimum wage CHF 22.20 · Basel sick-pay scale
Bern ≈ CHF 43/h to employCHF 28.95 gross · FAK 1.45% · a nanny's wage deductible at only 50%
Luzern ≈ CHF 45/h to employCHF 30.10 gross · FAK 1.37% · city minimum wage CHF 22.75 from January 2026
Genève & Lausanne ≈ CHF 37–40/h to employLowest wages, highest FAK at 2.29% and 2.88% · Geneva CTT-EDom floor CHF 24.59
"To employ" means the all-in cost per hour of care actually delivered if you hired a nanny yourself at that canton's average wage, using the multiplier worked out on this page — not the wage. Rundil's rate in all six is CHF 42, 47 or 54 an hour excl. VAT. Read more in the childcare blog hub or start with the managed nanny service.

More on what childcare actually costs

Every figure quoted on this page is set out in full somewhere in the cluster.

Nanny vs Kita in Switzerland

The comparison this page keeps pointing at, with post-subsidy figures rather than gross rates.

Compare them →

What a nanny really costs

The full arithmetic from gross wage to the number you pay, tier by tier.

See the maths →

Nanny service in Zug

In-home care across the canton where the new allowance lands on 1 August 2026.

Zug nannies →

After-school care

The hours the school day does not cover — and a subsidy generally does not either.

After-school →

Sick child care

For the morning a temperature appears, the Kita cannot take your child, and the fee runs anyway.

See the cover →

Hiring a nanny yourself

What being the employer involves — contract, payroll, insurance, and the declared employment a deduction depends on.

Read the guide →

You have seen the whole calculation. Now see the invoice.

CHF 42, 47 or 54 an hour excl. 8.1% VAT, per child, minimum two hours. No placement fee, no registration fee, no employer paperwork and no minimum term — a vetted, English-speaking nanny assigned in 48 to 72 hours.